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Get ready to sell your home

  • mortgageswakefield
  • Sep 20, 2022
  • 2 min read



You have made the decision – you are looking to move!


I have put together a helpful guide to help you through, what can feel like a daunting process with the aim of trying to make this time as stress free as possible for you with a view to everything running as smoothly as possible.



Firstly… get in touch with your trusted mortgage adviser!


We will be able to help you with the details of your current mortgage to consider if any fees or payments apply to selling your home. The earlier you get in touch with us, the sooner you can get things moving on the sale of your current home, and by having as much information available to you as possible, early on, this puts you in a better position moving forward. Organisation is key – and we will help you with this to be in the best position you can be, ready to move!

It will also be really helpful at this time, to get a valuation on your home so you know exactly how much you can sell this for, and this will give you a really good idea too as to how much you can afford to spend on your new home.


Secondly…


Find a reputable estate agent to market & sell your home.

You will also ned to obtain an EPC (energy performance certificate) certificate too. This is a standardised document that gives your property a rating depending on how energy efficient your home is. This is a legal requirement, and your estate agent will assist you with this. In the current market, prospective buyers are more conscious of the energy ratings of properties, especially under the current ‘cost if living crisis’. Because of the heightened awareness around energy performance, your homes energy efficiency can lead to sale prices fluctuating depending on the EPC rating of your home. If your home doesn’t score highly, it may be worth considering what works you may need to complete before selling it, to increase the energy efficiency of your property and make it more saleable to potential buyers. This could increase your chances of a sale.


Then have a think…


How much do you want to sell your home for?

Be realistic and competitive. It is worthwhile getting multiple professional opinions, so get in touch with multiple estate agents to arrange a valuation along with looking online at free valuations and do your market research on your local area. This is so important as it is worth noting that prospective buyers are likely to try and negotiate a lower sale price.


Before you get on the market…


Make sure your house is in ‘tip top’ condition! You will be surprised at a what a de-clutter can do, a lick of paint or just some general TLC on areas of wear and tear.


When you do have viewers…


Let some natural light into your home, clear out your closets, de-clutter and make your kitchen & bathroom SPARKLE!

 
 
 

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©2022 by ML Money. 

ML Money The Plex 15 Margaret Street Wakefield WF1 2DQ

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
ML Money is a trading name of Melissa Wilcock Limited who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority. Melissa Wilcock Limited is registered as a limited company in England and Wales (13348336) at The Plex, 15 Margaret Street, Wakefield WF1 2DQ

 

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

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On the occasion of a fee being charged (due to the complexity/ small mortgage of under £50,000) this will be agreed prior to any work being carried out. Our fee would not exceed £250. 

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